Keith Micavich

Senior Loan Officer

Keith Micavich

“I put myself in the shoes of every member trying to obtain financing, which helps me understand my clients better. This allows me to provide the best customer service and help the member choose a product that works best for them.”

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Keith has been helping clients achieve their dreams of home ownership for the past 20 years. Prior to joining Jeanne D’Arc Credit Union, Keith ran his own mortgage company for more than six years.  This experience has provided Keith with a unique perspective on the lending industry along with in-depth knowledge of the programs and products offered industry wide. Customer service is, and always has been, Keith’s primary focus. He understands how confusing and overwhelming obtaining financing can be and his goal is to make the process as simple and as clear as possible for every member.

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Take advantage of:

  • No Cost, No Obligation Pre-Approvals
  • Our First-Time Home Buyer Programs
  • Unique Construction Mortgage Loans
  • No Closing Cost Mortgage Options
  • Refinancing Your Mortgage To A Lower Rate, Shorter Term Or To Take Cash Out
  • Loans For Members With Less Than Perfect Credit
  • Avoiding Private Mortgage Insurance (PMI) With Less Than 20% Down

You'll love our great rates

Mortgages

Rates**

APR

Payment per $1,000*

*Up to 80% Total Loan To Value. Other rates and terms available. Pmt Per $1,000 does not include taxes and insurance if applicable. The actual obligation will be greater than the payment shown.

**APR = Annual Percentage Rate. Rates are effective April 15, 2025 and are subject to change at any time. Rates apply to Conforming mortgages and must meet secondary market guidelines. Conforming Purchase loan sizes up to $806,500.00 on one-unit properties. Conforming rates and APR based on $806,500.00 Purchase loan amount with FICO credit scores of 740 and loan to value no greater than 75%. Jumbo rates and APR based on a $806,500.01 Purchase loan amount with FICO credit scores of 760 and loan to value no greater than 75%. Sample Rates are shown. Rates are based on certain factors including loan amount, creditworthiness, loan-to-value (LTV), loan purpose, etc., and your rate may be higher. Additional loan programs are available.

30 Year Fixed

Rates**

6.875%

APR

6.899%

Payment per $1,000*

$6.57

30 Year Fixed Jumbo

Rates**

6.875%

APR

6.899%

Payment per $1,000*

$6.57

15 Year Fixed

Rates**

6.250%

APR

6.288%

Payment per $1,000*

$8.57

10 Year Fixed

Rates**

6.725%

APR

6.179%

Payment per $1,000*

$11.16

Get in touch with Keith

Phone: 978-726-9551

Email: [email protected]

NMLS ID: 7282